Mobile Mortgage Broker
Looking for a mobile mortgage broker who can meet you at a time and place that suits you? Work directly with mortgage broker Tane Taiaroa for personal assistance with buying, refinancing, investing or building. Appointments are available across Melbourne at your home, workplace, a local café, or by phone or video.
Compare suitable home loan options from a panel of 60+ lenders while dealing directly with one broker throughout the process.
Mobile mortgage broker appointments that come to you
A mobile mortgage broker gives you the flexibility to discuss your home loan without needing to visit a bank branch or traditional office. You can arrange a meeting at your home, workplace or a convenient local café, or complete the discussion remotely by phone or video.
This approach is useful for busy professionals, families, shift workers, self-employed borrowers, investors and anyone who prefers personal assistance without adding unnecessary travel to their day.
As your broker, I take the time to understand your goals, review your financial position, compare suitable lending options and guide the application from the first conversation through to settlement.
- Appointments where they suit you
Meet at home, work, a café, or by phone or video. - 60+ lenders compared
Access major banks, non-bank, specialist, private and non-conforming lenders. - Flexible appointment times
Weekday, evening and selected weekend appointments by arrangement. - Personal service
Deal directly with Tane from enquiry through to settlement and beyond. - Home loan solutions
Assistance with purchases, refinancing, investment, construction and guarantor loans.
Meet Tane, your mobile mortgage broker
I have worked in mortgage broking since 2012 and help clients navigate lender policies, borrowing capacity, loan structures and the application process.
My role is to make the finance process clearer, identify suitable options from the lenders available through my panel and keep you informed as the application progresses.
What is a mobile mortgage broker?
A mobile mortgage broker provides the same core mortgage broking service as an office-based broker, but the appointment is arranged around the borrower rather than a fixed branch location. The broker can meet you in person at an agreed location or assist remotely using phone, video and secure electronic document processes.
The purpose is not simply convenience. A mobile appointment can give you the time and privacy to discuss your full financial position, borrowing goals, deposit, existing debts, property plans and preferred loan features without feeling rushed.
After the initial discussion, the broker reviews the information provided, considers suitable lender options, explains the next steps and helps prepare the application and supporting documents.
Mobile mortgage broker vs going directly to a bank
Both a mobile mortgage broker and a bank mobile lender may be able to meet you outside a branch. The main difference is the range of lenders and products they can discuss.
| Mobile mortgage broker | Going directly to a bank |
|---|---|
| Can compare suitable home loan options from a panel of more than 60 lenders. | Can only discuss the home loan products and lending policies offered by that bank. |
| May compare major banks, non-bank lenders, specialist lenders, private lenders and non-conforming lenders. | Can only offer products available through that bank. |
| Can compare different lender policies to help identify suitable finance options based on your circumstances. | Assesses your application against that bank's lending policy only. |
| Provides one point of contact throughout the application process from enquiry through to settlement. | Provides assistance within that bank's own home loan process. |
A bank may be suitable for some borrowers. The advantage of using a broker is the ability to consider a broader range of lender policies and loan options before deciding how to proceed.
Access to more than 60 lenders
When you visit a bank directly, the discussion is limited to that bank’s own products and lending policy. As your mortgage broker, I have access to a panel of more than 60+ lenders, including all the major banks, non-bank lenders, specialist lenders, private lenders and non-conforming lenders.
Different lenders assess income, expenses, credit commitments, self-employment, property types, loan purposes and overall risk in different ways. Comparing a broad panel can help identify finance solutions that may not be available through a single lender.
Rather than contacting multiple lenders yourself, I compare suitable options based on your circumstances, goals and the policies available through my panel. From the first meeting through to settlement, you deal directly with me.
Choose the appointment style that suits you
Home appointments
Discuss your home loan in a familiar and private setting without needing to travel to an office or bank branch.
Workplace appointments
Where appropriate, arrange a meeting near your workplace before work, during a break or after your working day.
Local café meetings
Meet at a convenient local café when a home or workplace appointment is not suitable.
Phone appointments
Complete the initial discussion by phone and provide supporting information electronically.
Video appointments
Use a video meeting to discuss your position, ask questions and work through the next steps remotely.
Who can benefit from a mobile mortgage broker?
First home buyers
First home buyers often need help understanding deposits, government schemes, lender criteria, mortgage insurance, purchasing costs and pre-approval. A mobile appointment allows these topics to be discussed carefully before you begin making offers.
Busy professionals and families
Home and video appointments can reduce the need to take time away from work, arrange childcare or travel across Melbourne for a short meeting.
Self-employed borrowers
Self-employed borrowers may need to provide more detailed business and income information. A personal appointment can make it easier to explain the business structure and available documentation.
Property investors
Investors may need to discuss usable equity, rental income, repayment structures, interest-only options and the impact of new debt on future borrowing capacity.
Finance for different lending needs
Home purchases and pre-approval
I can assess your borrowing position, discuss suitable lender options and help prepare a pre-approval or purchase application.
Refinancing
A refinance review can consider interest rates, fees, loan features, switching costs, the remaining loan term and your future plans.
Construction and renovation finance
Construction loans generally involve staged progress payments, valuations and additional documents. I can explain the process and help coordinate the finance application.
Using equity and guarantor lending
Available property equity or limited family guarantee support may assist with an eligible purchase or approved purpose, subject to lender requirements and the borrower’s overall position.
How a mobile mortgage broker works
- Initial discussion: We discuss your goals, timeframe, income, expenses, deposit, existing debts and property plans.
- Document review: I confirm the documents required to assess your position and meet lender requirements.
- Loan comparison: Suitable lender and loan options are considered based on policy, pricing, features and your objectives.
- Application preparation: I help prepare and submit the application and supporting documents.
- Lender assessment: I follow up the application, explain lender requests and keep you updated.
- Approval and settlement: Once any lender conditions have been satisfied, I continue working with the lender and keep you informed throughout the remaining steps until your loan settles.
Every application is different. Approval timeframes and outcomes depend on the lender, supporting documents, valuation requirements and the complexity of the circumstances.
Why choose Discovery Home Loans as your mobile mortgage broker
Mortgage applications can become stressful when communication is slow or borrowers are passed between different departments. My approach is to remain your direct point of contact, explain what is happening and follow up the lender when further information or action is required.
- Experience since 2012
Practical assistance understanding lender policy, documentation and the approval process. - Direct contact
Deal with the same broker from your first enquiry through to settlement. - Support after settlement
Contact me again when you want to review your rate, access equity or plan your next property move.
Home loan information and calculators
Explore the following Discovery Home Loans services for more detailed information:
Frequently asked questions about mobile mortgage brokers
What is a mobile mortgage broker?
A mobile mortgage broker provides mortgage broking assistance without requiring you to visit a traditional office. Meetings can be arranged at your home, workplace, a local café, or remotely by phone or video.
Do you provide mobile mortgage broker appointments across Melbourne?
Yes. Discovery Home Loans provides mobile mortgage broker appointments across Melbourne, subject to availability and the location and timing requested.
Can a mobile mortgage broker come to my home?
Yes. Home appointments can be arranged where practical. Phone and video appointments are also available when they are more convenient.
Can we meet at my workplace or a local café?
Yes. Meetings can be arranged at your workplace or a convenient local café, subject to availability and suitability.
Can the appointment be completed by phone or video?
Yes. Many home loan discussions and application steps can be completed by phone, video and secure electronic document processes.
Why use a mobile mortgage broker instead of visiting a bank branch?
A bank can discuss its own products. A mortgage broker can compare suitable options from the lenders available through the broker's panel and assist with application preparation, lender requirements and progress updates.
How many lenders can you compare?
Discovery Home Loans has access to a panel of more than 60 lenders, including major banks, non-bank lenders, specialist lenders, private lenders and non-conforming lenders.
Can you help first home buyers?
Yes. I can help first home buyers understand deposits, lender requirements, borrowing capacity, available schemes and the steps involved in purchasing a first property.
Can you help with refinancing?
Yes. I can review your existing home loan and compare potentially suitable alternatives while considering rates, fees, features, switching costs and your future plans.
Can you help with investment property finance?
Yes. I can assess borrowing capacity, available equity, repayment options and lender policy for a proposed investment purchase or refinance.
Do you assist self-employed borrowers?
Yes. Self-employed lending options depend on factors such as ABN history, business structure, financial statements, tax returns, account conduct and lender policy.
Can you help with construction or renovation finance?
Yes. Construction finance generally involves staged progress payments, valuations and additional documentation. I can explain the process and help prepare the finance application.
What documents will I need?
Documents commonly include identification, income evidence, bank statements, details of liabilities and evidence of your deposit or equity. Exact requirements vary by lender and borrower circumstances.
How does the mobile mortgage broker process work?
We begin with an initial discussion, review your documents, compare suitable lender options, prepare the application, manage lender requests and keep you informed through approval and settlement.
How do I get started?
Send an enquiry with a brief outline of what you want to achieve. I will contact you to discuss the next steps and the information required to assess your position.
Speak with a mobile mortgage broker
Whether you are buying, refinancing, investing, building or reviewing your existing loan, send through your details for a no-obligation initial conversation. Appointments can be arranged at your home, workplace, a local café, or by phone or video.