Debt Consolidation Savings Calculator

Add your debts you want to consolidate

Provide the current balance and your current monthly repayment (to compare cashflow). Add more rows as needed.

Type Balance (A$) Monthly repayment (A$)
Tip: For credit cards, use your current outstanding balance. For personal/car loans, use the remaining payout figure if known.
Used to calculate the new consolidated repayment.
% p.a.
Results appear on this page immediately

Hi, I’m Tane Taiaroa.

Since 2012, I’ve specialised in helping Australian homeowners refinance and consolidate debt by using the equity in their home. If you’re juggling multiple repayments or paying high interest on credit cards and personal loans, I can help you roll everything into one manageable repayment.

Tane Taiaroa
  • One easy repayment
    Simplify your finances and avoid juggling due dates.
  • Lower interest, less stress
    Home loan rates are typically much lower than credit card and personal loan rates.
  • Reduce monthly outgoings
    Improve cash flow with a single, lower repayment.
  • Personal guidance
    Clear, professional advice tailored to your situation.

What to expect

  1. 🖊 Complete the secure form below

    Complete the secure form below. I’ll review your situation and come back with clear options. No obligation.

  2. 📞 15–20 Minute Call:

    We’ll chat about your goals, timeline and borrowing capacity. You’ll walk away with clarity on your next steps.

  3. 📑 Your Options Pack:

    I’ll send you a tailored shortlist of lenders with competitive rates, recommended loan structures, and flexible features like offset accounts, loan splits, and redraw facilities — all designed to suit your goals and give you more control over your loan.

  4. 🖊 Application & Approval:

    I handle the paperwork, collect documents and work directly with the lender. You’ll get clear updates at every stage—no stress, no guesswork.

  5. 🤝 Settlement & Aftercare:

    Once your loan is settled, I don’t disappear. I’ll review your loan regularly, monitor interest rates and help you refinance or restructure when a sharper deal comes up.

Free Debt Consolidation Assessment

Complete the secure form below. I’ll review your situation and come back with clear options. No obligation.

Australian 4‑digit postcode